| St. Armands Residents Association |
Types of HousesThese are the primary types of houses on St. Armands Key:
Regardless of the type of house, the flooding from Hurricanes Helene and Milton in 2024 caused all St. Armands homeowners to lose landscaping, docks, walls/fences, and pool and other outside, pad-mounted equipment. Homeowners learned that in most cases, these losses are not covered by homeowners, wind, or flood insurance. |
Difficult DecisionsFollowing the flooding from Hurricanes Helene and Milton in 2024, owners of flooded homes had to make the following decision; whether to:
Regardless of the type of house, we encourage all homeowners to use waterproof materials in non-conforming spaces. When renovating, try to conform with current building codes as much as possible. Use pressure-treated framing and waterproof flooring, wallboard, doors, and trim. Raise power outlets. Elevate outside pool, HVAC, and other equipment. The goal should be to recover from future flooding events as quickly (and inexpensively) as possible. |
FloodproofingThere are two approaches to floodproofing:
Why did flood openings (vents) start being required for new residential construction in the late 1970's? Because the forces exerted by flood waters were collapsing walls! Apparently, even a few feet of water can generate thousands of pounds of force per wall. Since the 2024 hurricanes, there has been a lot of talk about installing temporary flood barriers to keep water out of existing residential and commercial structures. But, according to building code for new commercial construction, these removable shields by themselves are insufficient, and are not even allowed for new residential construction as an alternative to flood openings. We know from 2024 that flood water over-topped window sills and came up through concrete floors and drains. So, by going through the effort and expense of purchasing removable flood barriers, installing the brackets to hold them in place, and storing the panels/shields:
Flood Resistant Provisions in the 8th Edition Florida Building Code (2023) |
December 2024 | The State of Florida announced that they were finalizing a streamlined grant program called "Elevate Florida" that will pay you money to elevate or, in some cases, to rebuild your house.
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September 10, 2025 | Observer article: Longboat residents raise houses, foundations in storm rebuild |